Car Buying Guides & Tips

Expert advice to help you make smarter car buying decisions. From budget planning to ownership costs, we've got you covered.

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Showing 9 articles matching your filters

Payments, Budgets & Affordability

20/4/10 Rule Explained

20/4/10 rule explained for the US—20% down, 4-year max term, 10% of income max payment so you don't overpay.

January 31, 20261 min read
20/4/10ruleUS car buying
Financing & Interest Rates

36 vs 48 vs 60 vs 72 Month Loans Compared

36 vs 48 vs 60 vs 72 month loans compared in the US—payment and total interest so you choose the right term.

January 31, 20262 min read
loan term36 vs 48 vs 60 vs 72US car buying
Dealer Fees & Add-Ons

Add-Ons That Actually Make Sense

Add-Ons that actually make sense in the US—gap if underwater, extended warranty at fair price; decide before you go.

January 31, 20261 min read
add-onsmake senseUS car buying
AI + Smart Buying

AI-Generated Negotiation Scripts Explained

AI-generated negotiation scripts in the US—what they are, how they work, and how to use them so you don't overpay.

January 31, 20262 min read
AInegotiation scriptsUS car buying
AI + Market Evolution

AI-Powered Buyer Protection

AI-powered buyer protection in the US—fair value, OTD, total cost so you don't overpay; use autopremo.com so you have that protection.

January 31, 20261 min read
AIbuyer protectionUS car buying
AI + Smart Buying

AI Transparency vs Dealer Opacity

AI transparency vs dealer opacity in the US—how data tools give buyers clear numbers while some dealers rely on confusion.

January 31, 20262 min read
AItransparencydealer opacity
AI + Smart Buying

AI vs Dealers Who Has the Advantage

AI vs dealers in the US—who has the advantage when buyers use market data, fair value, and total cost tools.

January 31, 20262 min read
AIdealersadvantage
AI + Smart Buying

AI vs Human Negotiation Outcomes

AI vs human negotiation outcomes in the US—when buyers use data and scripts vs when they negotiate on gut. What the outcomes show.

January 31, 20262 min read
AIhumannegotiation outcomes
Advanced Negotiation (Mid–Bottom Funnel)

Anchoring Tactics Dealers Use

Anchoring tactics dealers use in the US—high first offer, payment focus, trade bundling so you counter with data.

January 31, 20261 min read
anchoringdealer tacticsUS car buying
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