Terms of Service

Last updated: July 2026

Quick Summary

Our tools provide estimates for informational purposes only. They are not financial advice. Always verify calculations with actual lenders and dealers before making financial decisions.

1. Acceptance of Terms

By accessing or using AutoPremo ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of the terms, you may not access the Service.

2. Description of Service

AutoPremo provides free online calculators, tools, and educational content related to car buying, financing, and ownership costs. Our services include but are not limited to:

  • Car payment calculators
  • Lease calculators
  • Trade-in value estimators
  • Total cost of ownership calculators
  • Vehicle comparison tools
  • Educational articles and guides

3. Important Disclaimers

Not Financial Advice

The information provided by AutoPremo is for general informational and educational purposes only. It is not intended as, and should not be construed as, financial, legal, or professional advice.

Estimates Only

All calculations, estimates, and projections provided by our tools are approximations based on the inputs you provide and general industry data. Actual values may vary based on:

  • Your specific credit situation and lender terms
  • Local taxes, fees, and regulations
  • Individual dealer pricing and incentives
  • Current market conditions
  • Vehicle condition and history

Verify Before Acting

Always verify our estimates with actual quotes from lenders, dealers, and other professionals before making any financial decisions. We are not responsible for decisions made based on our estimates.

4. User Responsibilities

When using our Service, you agree to:

  • Provide accurate information when using our tools
  • Use the Service only for lawful purposes
  • Not attempt to interfere with or disrupt the Service
  • Not attempt to access areas of the Service you're not authorized to access
  • Not use automated systems to access the Service without permission
  • Not copy, reproduce, or redistribute our content without permission

5. Intellectual Property

The Service and its original content, features, and functionality are owned by AutoPremo and are protected by international copyright, trademark, and other intellectual property laws.

You may not:

  • Copy or reproduce our calculators or tools
  • Create derivative works based on our content
  • Use our trademarks without written permission
  • Frame or embed our content on other sites without permission

6. User Content

If you submit content to us (feedback, suggestions, comments), you grant us a non-exclusive, royalty-free license to use, modify, and incorporate that content into our services.

7. Third-Party Links and Services

Our Service may contain links to third-party websites or services. We do not control and are not responsible for the content, privacy policies, or practices of any third-party sites or services.

8. Limitation of Liability

To the maximum extent permitted by law, AutoPremo and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits or revenue
  • Loss of data or information
  • Financial losses from decisions based on our estimates
  • Errors or inaccuracies in our calculations
  • Service interruptions or unavailability

9. Disclaimer of Warranties

The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to:

  • Merchantability or fitness for a particular purpose
  • Accuracy, reliability, or completeness of content
  • Uninterrupted or error-free operation
  • Security of data transmission

10. Indemnification

You agree to indemnify and hold harmless AutoPremo and its affiliates from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

11. Modifications to Service

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice. We may also modify these Terms at any time. Continued use after changes constitutes acceptance of the modified Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

13. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

14. Contact Information

Questions about these Terms? Contact us:

15. Additional Policies

These Terms should be read alongside our: