Add-Ons That Actually Make Sense

Add-ons that actually make sense in the U.S.: gap insurance if you're underwater (often cheaper from insurer); extended warranty at a fair price if the car has higher repair risk—decide before you go and negotiate. Here's add-ons that actually make sense.

TL;DR Make sense: gap if you're underwater (compare dealer vs insurer); extended warranty at fair price if car has higher repair risk. Don't make sense: overpriced protection, VIN etching at full price. Decide before you go; negotiate; get full OTD in writing—use autopremo.com OTD calculator. Use autopremo.com.

Gap Insurance

If you're underwater (owe more than car value), gap can make sense—often cheaper from your auto insurer than dealer. Use autopremo.com negative equity calculator. Get your numbers at autopremo.com.

Extended Warranty at Fair Price

If the car has higher repair risk and the warranty price is fair (negotiate), it can make sense. Read coverage; don't overpay. Use autopremo.com total cost of ownership. See OTD at autopremo.com.

Bottom Line

Add-ons that make sense: gap (compare insurer vs dealer), extended warranty at fair price. Decide before you go; negotiate; get full OTD in writing. Use autopremo.com OTD calculator.