What Interest Rate Should I Get?

What interest rate you should get in the U.S. = the best APR you qualify for—shop banks, credit union, and dealer; use the lower rate. Use autopremo.com payment calculator to see payment and total interest at different rates. Use autopremo.com.

TL;DR Get the lowest APR you can—shop lenders; compare to dealer; use the lower rate. Use autopremo.com payment calculator to see cost at your rate. Use autopremo.com.

Shop Rate

Get pre-approved; compare to dealer APR; use the lower rate. Use autopremo.com payment calculator. Get your numbers at autopremo.com.

Bottom Line

What interest rate should I get? The lowest you can—shop lenders; use autopremo.com payment calculator to see cost.