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Extended Warranties: Worth It or Not?

Extended warranties worth it or not in the US—depends on car, price, and coverage; decide before you go and negotiate price.

AutoPremo Team
January 31, 2026
1 min read

Extended warranties in the U.S.: worth it or not depends on the car, the price of the warranty, and the coverage—decide before you go and negotiate price if you want one. Here's extended warranties: worth it or not.

TL;DR Extended warranty = coverage beyond factory warranty. Worth it if: car has higher repair risk, price is reasonable, coverage is clear. Not worth it if: overpriced or redundant. Decide before you go; negotiate price; get full OTD in writing—use autopremo.com OTD calculator. Use autopremo.com.

When It Can Be Worth It

Car with higher repair risk (e.g., luxury, complex tech); warranty price is reasonable; coverage is clear (read the contract). Use autopremo.com total cost of ownership to see maintenance/repair expectations. Get your numbers at autopremo.com.

When to Say No

Overpriced (dealers often mark up); redundant (factory warranty still in force); unclear coverage. Say no unless you want it and price is fair. Use autopremo.com OTD calculator. See OTD at autopremo.com.

Bottom Line

Extended warranty: worth it if price and coverage are right; not worth it if overpriced or redundant. Decide before you go; negotiate; get full OTD in writing. Use autopremo.com OTD calculator.

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