Car Buying Guides & Tips

Expert advice to help you make smarter car buying decisions. From budget planning to ownership costs, we've got you covered.

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Showing 9 articles matching your filters

Payments, Budgets & Affordability

20/4/10 Rule Explained

20/4/10 rule explained for the US—20% down, 4-year max term, 10% of income max payment so you don't overpay.

January 31, 20261 min read
20/4/10ruleUS car buying
Payments, Budgets & Affordability

Car Affordability Calculator Explained

Car affordability calculator explained for the US—income, expenses, down payment so you see max payment and OTD.

January 31, 20261 min read
affordability calculatorexplainedUS car buying
Payments, Budgets & Affordability

Car Budgeting for Families

Car budgeting for families in the US—income, expenses, family needs; use affordability calculator so you don't over-borrow.

January 31, 20261 min read
car budgetingfamiliesUS car buying
Payments, Budgets & Affordability

Car Budgeting for Singles

Car budgeting for singles in the US—income, expenses; use affordability calculator so you don't over-borrow.

January 31, 20261 min read
car budgetingsinglesUS car buying
AI + Market Evolution

Data-Driven Lending Explained

Data-driven lending explained for the US—lenders use data on credit, income, debt to set APR; use payment calculator so you see cost at your rate.

January 31, 20261 min read
data-drivenlendingUS car buying
Payments, Budgets & Affordability

High Income, Bad Car Decisions Explained

High income bad car decisions explained in the US—over-borrowing, payment focus, ignoring total cost so you use data.

January 31, 20261 min read
high incomebad decisionsUS car buying
Payments, Budgets & Affordability

How AI Determines True Affordability

How AI determines true affordability in the US—income, expenses, debt so you see max payment and OTD you can afford.

January 31, 20261 min read
AItrue affordabilityUS car buying
AI + Market Evolution

How AI Predicts Loan Risk

How AI predicts loan risk in the US—data on credit, income, debt so lenders price risk; use payment calculator so you see cost at your rate.

January 31, 20261 min read
AIloan riskUS car buying
Payments, Budgets & Affordability

How Lifestyle Inflation Affects Car Choices

How lifestyle inflation affects car choices in the US—income rises but spending rises too; use affordability so you don't over-borrow.

January 31, 20261 min read
lifestyle inflationcar choicesUS car buying