Expert advice to help you make smarter car buying decisions. From budget planning to ownership costs, we've got you covered.
Showing 9 articles matching your filters
20/4/10 rule explained for the US—20% down, 4-year max term, 10% of income max payment so you don't overpay.
AI-generated negotiation scripts in the US—what they are, how they work, and how to use them so you don't overpay.
Car affordability calculator explained for the US—income, expenses, down payment so you see max payment and OTD.
Car depreciation calculator explained for the US—how it works, what it shows, and how to use it so you see true cost.
Car loan amortization explained for the US—how principal and interest are paid over the term so you see true cost.
Charging costs vs fuel costs in the US—how to compare electricity vs gas per mile and what to budget for EV vs gas.
Co-signers explained risks and rewards in the US—co-signer is liable; primary gets better rate so both understand.
Cooling-off period myths explained for the US—no general federal right to cancel car purchase; some states have limited rules; check your state.
Data-driven car buying explained for the US—fair value, OTD, total cost, and how to use data so you don't overpay or buy the wrong car.