Expert advice to help you make smarter car buying decisions. From budget planning to ownership costs, we've got you covered.
Showing 9 articles matching your filters
Are EV tax credits worth it in the US? How to qualify, how much you get, and when they make an EV a better deal.
Bad credit car buying what to avoid in the US—payment focus, long term, buy-here-pay-here traps so you don't overpay.
Credit score myths in car buying in the US—one score, one pull hurts a lot, and other myths so you know the truth.
Credit Union vs dealer auto loans in the US—APR, terms, and how to compare so you get the best rate.
Credit vs cash buyers who gets better deals in the US—dealers sometimes prefer financing (rate markup); cash can simplify but negotiate OTD first.
Data-driven lending explained for the US—lenders use data on credit, income, debt to set APR; use payment calculator so you see cost at your rate.
Does buying a car improve credit in the US—auto loan payments reported on time can help; late payments hurt.
Does leasing build credit in the US—lease payments can be reported like loan payments so on-time payments can help.
EV incentives in the US explained simply—federal tax credit, state rebates, and how to qualify and use them.