Expert advice to help you make smarter car buying decisions. From budget planning to ownership costs, we've got you covered.
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Car payment calculator mistakes in the US—forgetting tax/fees, using payment-first; use OTD first then payment calculator so you see true cost.
How much car payment is too much in the US—base on income and budget; use affordability calculator so you don't overpay.
How much should my car payment be? In the US, base it on income, budget, and OTD—not what the dealer offers.
The illusion of affordable car payments in the US—low payment can hide long term and high total cost; use OTD and total cost so you see true cost.
Why car payment rules often fail in the US—dealers stretch term or inflate price to hit a payment; agree on OTD first so you don't overpay.
Why car payments are misleading in the US—they hide total cost, term, and rate. Here's what to focus on instead.
Why car payments keep Americans broke in the US—payment focus, stretched terms, over-borrowing; use affordability and OTD first so you don't overpay.
Cut through the confusion and learn exactly how much you should spend on a car in 2026. Real formulas, real examples, and honest advice for your budget.