Car Buying Guides & Tips

Expert advice to help you make smarter car buying decisions. From budget planning to ownership costs, we've got you covered.

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Financing & Interest Rates

36 vs 48 vs 60 vs 72 Month Loans Compared

36 vs 48 vs 60 vs 72 month loans compared in the US—payment and total interest so you choose the right term.

January 31, 20262 min read
loan term36 vs 48 vs 60 vs 72US car buying
Financing & Interest Rates

Best Financing Strategy for Car Buyers

Best financing strategy for car buyers in the US—OTD first, shop rate, shortest term you can afford so you don't overpay.

January 31, 20262 min read
financing strategycar buyersUS car buying
Financing & Interest Rates

Car Loan Amortization Explained

Car loan amortization explained for the US—how principal and interest are paid over the term so you see true cost.

January 31, 20262 min read
amortizationcar loanUS car buying
Financing & Interest Rates

Credit Union vs Dealer Auto Loans

Credit Union vs dealer auto loans in the US—APR, terms, and how to compare so you get the best rate.

January 31, 20262 min read
credit uniondealer loansUS car buying
Financing & Interest Rates

Dealer Financing vs Bank Financing

Dealer financing vs bank financing in the US—APR, convenience, and how to compare so you get the best rate.

January 31, 20262 min read
dealer financingbank financingUS car buying
Financing & Interest Rates

Financing a Used Car vs New Car

Financing a used car vs new car in the US—APR, term, and total cost so you compare and choose.

January 31, 20262 min read
financingused vs newUS car buying
Financing & Interest Rates

Fixed vs Variable Auto Loans

Fixed vs variable auto loans in the US—fixed APR stays the same; variable can change so you choose the right type.

January 31, 20262 min read
fixedvariableauto loans
Financing & Interest Rates

How Car Loans Really Work

How car loans really work in the US—principal, interest, term, and total cost so you don't overpay.

January 31, 20262 min read
car loanshow they workUS car buying
Financing & Interest Rates

How Dealers Mark Up Interest Rates

How dealers mark up interest rates in the US—buy rate vs contract rate and how to avoid paying the markup.

January 31, 20262 min read
dealer markupinterest rateUS car buying