Expert advice to help you make smarter car buying decisions. From budget planning to ownership costs, we've got you covered.
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Bad credit car buying what to avoid in the US—payment focus, long term, buy-here-pay-here traps so you don't overpay.
Co-signers explained risks and rewards in the US—co-signer is liable; primary gets better rate so both understand.
Credit score myths in car buying in the US—one score, one pull hurts a lot, and other myths so you know the truth.
Credit vs cash buyers who gets better deals in the US—dealers sometimes prefer financing (rate markup); cash can simplify but negotiate OTD first.
Does buying a car improve credit in the US—auto loan payments reported on time can help; late payments hurt.
Does leasing build credit in the US—lease payments can be reported like loan payments so on-time payments can help.
Hard vs soft credit pulls explained for the US—hard pulls can affect score; soft don't; how to shop without hurting score.
How AI evaluates credit risk better in the US—data and models can improve approval and pricing so more buyers get fair rates.
How buy-here-pay-here dealers work in the US—dealer is the lender; high rate and price so you know what you're getting.