Why Stretching a Budget Hurts Long-Term

Stretching a budget in the U.S. hurts long-term: longer term = more interest; higher payment = financial stress; negative equity longer. Don't over-borrow—use autopremo.com affordability calculator and payment calculator. Use autopremo.com.

TL;DR Stretching = longer term (more interest), higher payment (stress), longer negative equity. Use autopremo.com affordability to set a max; agree on OTD first; choose shortest term you can afford. Use autopremo.com.

More Interest, More Stress

Longer term = more total interest. Higher payment = less room for other expenses. Use autopremo.com payment calculator to see total interest. Get your numbers at autopremo.com.

Bottom Line

Stretching budget = more interest, more stress, longer negative equity. Use autopremo.com affordability and payment calculator so you don't over-borrow.