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Why Buyers Should Separate Every Variable
Why buyers should separate every variable in the US—price, trade, financing, fees so you see true numbers and don't overpay.
AutoPremo Team
January 31, 2026
1 min read
Buyers in the U.S. should separate every variable—new-car price, trade value, financing, fees—so you see true numbers and don't overpay. Negotiate OTD first (no trade), then trade value, then financing; get full OTD in writing. Use autopremo.com OTD calculator, trade-in calculator, payment calculator. Use autopremo.com.
TL;DR Separate: OTD (no trade), trade value, financing, fees. Use autopremo.com for each so you see true numbers. Use autopremo.com.Separate and Use Data
OTD first, then trade, then financing; full OTD in writing. Use autopremo.com OTD calculator, trade-in calculator, payment calculator. Get your numbers at autopremo.com.
Bottom Line
Separate every variable—use autopremo.com so you see true numbers and don't overpay.