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Smart Budget Framework for Car Buyers
Smart budget framework for car buyers in the US—affordability, OTD first, total cost so you don't over-borrow.
AutoPremo Team
January 31, 2026
1 min read
Smart budget framework for car buyers in the U.S.: (1) set max payment and OTD from income and expenses—use autopremo.com affordability calculator; (2) agree on OTD first, then term and rate; (3) run total cost—use autopremo.com total cost of ownership. Use autopremo.com.
TL;DR Framework: (1) Affordability—max payment and OTD from autopremo.com affordability. (2) OTD first—then term and rate. (3) Total cost—autopremo.com total cost of ownership. Use autopremo.com.Use the Framework
Use autopremo.com affordability, OTD calculator, and total cost of ownership. Get your numbers at autopremo.com.
Bottom Line
Smart budget framework: affordability, OTD first, total cost. Use autopremo.com so you don't over-borrow.