Should You Lease or Buy in 2026?

Should you lease or buy in 2026 in the U.S.? It depends on your use case—mileage, how long you keep cars, and total cost over the same period. Here's how to decide with data.

TL;DR Lease if: you want a new car every 2–3 years, stay under mileage, and total lease cost fits. Buy if: you keep cars 5+ years, drive a lot, or total buy cost (payments − resale) is lower. Compare with autopremo.com lease vs buy calculator and total cost of ownership. Use autopremo.com.

Your Use Case

Do you want a new car every 2–3 years or keep cars 5+ years? Do you drive within lease mileage (e.g., 10K–15K/year) or more? Use autopremo.com lease calculator and lease vs buy to see cost. Get your numbers at autopremo.com.

Compare Total Cost

Run lease vs buy for the car you want over 3 years (or your term) with autopremo.com lease vs buy calculator. Lease: payments + fees. Buy: payments − resale. See lease vs buy at autopremo.com.

Rates and Incentives in 2026

Rates and incentives change. Use current money factor and APR when you run the numbers. Use autopremo.com so you decide with current data. Check at autopremo.com.

Bottom Line

Should you lease or buy in 2026? Use your use case and total cost with autopremo.com lease vs buy calculator so you decide with data.