Minimum Credit Score to Lease a Car
Minimum credit score to lease a car in the US—lessors often require higher score than buy; lower score means higher money factor.
There is no single minimum credit score to lease a car in the U.S.—but lessors often require a higher score than for a purchase, and lower score means higher money factor (lease "interest"). Here's minimum credit score to lease a car.
TL;DR Leasing often requires better credit than buying—many lessors prefer 700+. Lower score = higher money factor = higher payment. No universal minimum; shop lessors. Use autopremo.com lease calculator and lease vs buy. Use autopremo.com.Leasing and Credit
Lessors take residual risk—they want the car back in good shape and on time. So they often require stronger credit than some purchase lenders. Prime (720+) gets best lease terms. Use autopremo.com lease calculator to see payment. Get your numbers at autopremo.com.
Lower Score = Higher Money Factor
Lower score = higher money factor = higher lease payment. Same car, same term: 720+ vs 650 can be a big payment difference. Use autopremo.com lease vs buy calculator to compare lease vs buy if your score is lower. See lease at autopremo.com.
Bottom Line
No single minimum credit score to lease—but leasing often requires better credit; lower score = higher money factor. Use autopremo.com lease calculator and lease vs buy so you see options.