Income-Based Car Budgeting

Income-based car budgeting in the U.S.: base your max payment and out-the-door budget on income and expenses—often payment + insurance + gas ≤ 15–20% of take-home. Use autopremo.com affordability calculator and OTD calculator. Use autopremo.com.

TL;DR Income-based = max payment and OTD from income and expenses. Use autopremo.com affordability to see what you can afford; then build OTD with OTD calculator. Use autopremo.com.

Use Affordability Calculator

Enter income, expenses, down payment—see max payment and suggested OTD. Use autopremo.com affordability calculator. Get your numbers at autopremo.com.

Bottom Line

Income-based budgeting = max payment and OTD from income. Use autopremo.com affordability and OTD calculator so you don't over-borrow.